![]() Why are BIN Numbers Necessary?īin numbers are important as they provide merchants and processors with all the information needed to assess both the risk and interchange fees of the transaction. They also identify what type of card is being used, so both sides are clear about which security features are valid for that transaction. If you swipe your credit card at a shop or website, they can use bin checker tools to verify it’s genuine. Healthcare, telecommunications, and other future industry assignmentsįor assignment by national standards bodiesīIN codes help merchants and other parties involved in the payment ecosystem to identify the card issuer. Petroleum and other future industry assignments List of MII Types MII Digit ValueĪirlines, financial and other future industry agreements Financial payment cards, such as those branded with Visa and MasterCard logos are mostly issued by banks and so fall into the category of payment networks. American National Standards Institute (ANSI) and the International Organization for Standardization (ISO) developed a numbering system to identify institutions that issue payment cards. The MII identifies the type of the issuing institution. The first digit of a credit card number is known as the major industry identifier or MII, and it has its own meaning. You may have seen this acronym come up in your bin search. Issuer Identification Number Ranges (IIN) Information from the card with the BIN number 4400 66 translates to: Information from the card with the BIN number 4833 16 translates to: Here are a few examples and common formats used by the major card brands. Our BIN checker looks at the first six digits of the card number and can identify: Simply type in the first 6 digits of any credit card number and click submit. You can find out more information about your credit card by using our BIN lookup tool shown below. Free BIN Checker: How to Look Up your BIN Number The same holds true for Mastercard – it usually starts with a number between 51 and 55 and has a maximum of 12 digits. ![]() If you have an American Express credit card, the associated number begins with 34 or 37 and is followed by four numbers in any order (it can’t contain more than 10 digits). The first four digits signify the institution that issued the card, while the remaining digits identify a specific card type within that issuer. How Do BINs Work?Įach card issuer has its own BIN. In other words, it’s how credit cards are identified in the payments industry. Merchant point-of-sale systems use this information to verify whether payments are being sent from an authentic account and to also identify which type of card you have. However, the other details generated together such as names, country address, and CVV those details are completely made-up in a random manner and do not hold of any real value.A Bank Identification Number (BIN) is the first six digits of a credit card number that will identify the issuing bank, card brand, card type, card level, and country of a credit card. You can check if the credit card number is valid or not using our credit card number checker/validator page. So instead of entering your own personal credit card details you may use generated credit card details. We may be able to protect you from fraudster websites that may ask for your credit card information. So, don’t get confused.Ĭredit card numbers generated from our website is for data testing and verification purposes only. Our credit card numbers cannot do not do any of these. A line of credit is generated for the cardholder by the card issuer who creates a revolving account from which that card owner can borrow money from for the payment of good and services rendered to them. In an actual credit card where you used for paying for many other services such as monthly bills, insurance premium etc. However, all the credit card numbers generated from our website does not hold any real value. We follow the same credit card number formulation as of those real credit card numbers. Yes, these card numbers are valid meaning they have created just as like an actual credit card number. We can generate 100% valid credit card number instantly. is a credit card number generator website.
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